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Applying for an Auto Loan was never this easy!

Tell us where you live, and we will attempt to locate financing for your next auto loan within minutes! Our preferred lenders work with ALL CREDIT TYPES.

Comprehensive bankruptcy assistance and auto loan financing help for customers with past bankruptcies

So, you had to file bankruptcy. The world is not coming to an end, there really is hope on the horizon! When suitable, filing bankruptcy gives you a second chance to get it right. Your after bankruptcy credit will most assuredly group you in to the higher interest rate category “Bankruptcy Auto Loans” but keep in mind that high interest rate is perceived much better than "high risk".

Auto Loan Locator offers choices to the consumer, searching out competitive interest rates on a bad credit car loan. The exact rate, of course, will vary depending on variables such as your credit history, your debt to income ratio...

vital information for people with past bankruptcies who are looking for an auto loan

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0% and Low-Rate Auto Financing

What is Fact, and what is Fiction? the truth and the false about car financing at 0%When purchasing a vehicle with 0% financing, an automaker loses on average about $2,200 of interest on a three-year loan compared with a standard 6.5% low rate financing car loan, unless he is able to get top dollar on the price of the car. When a customer enters into a 0% financing auto loan he loses if the loan is not paid-off within the incentive period, because when there is still a balance owed on the original auto financing of the vehicle, that balance usually qualifies for a "used" car loan rate, which is as much as three points higher than a "new" car loan rate using standard auto financing. The better alternative if you know up front that you will not have the car paid off when the incentive comes to a close would be to use online low-rate auto loan financing with a "cash voucher", or standard dealer financing.

vital information for people with past bankruptcies who are looking for an auto loan

zero percent financing is a great way to rebuild your credit and is available by many car manufacturers0% financing for people with excellent credit who plan to pay their new car purchase off within the auto loan term of the incentive is nothing less than perfect. But, people with less than perfect credit will find that 0% auto loan financing is usually not doable. Having your car loan secured with a "letter of approval" or "cash voucher approval" gives you the opportunity to negotiate your best price prior to deciding if taking 0% financing is your best alternative. Weigh all of the options available to you equally to determine if 0% financing on a new or used vehicle is right for you.

Auto Makers Offering Great Incentives:

Many Automobile Dealers can entice prospective car buyers with attractive incentives to use dealer low rate auto financing. Please do your homework before you buy into any auto loan financing programs. Before you even think about the financing portion of the deal, figure out the fair price of the car you are looking at, and negotiate that price.

If you have excellent credit, and you can qualify for 0% auto loan financing, you must first make a decision, do you want 0% financing for the duration of your car loan, or do you want any rebates if available? You will not get both!

Compare what your total auto loan costs would be at 0%, to the type of auto financing you could get if you chose the rebates and used standard dealer low rate auto financing or (online auto lender "cash voucher" financing). The larger the amount that you finance or borrow, the more advantageous the 0% auto loan would become once you are certain that you can pay a 0% financing off in the required time period. Ultimately, the decision is yours to make!

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